Cake – a leading Vietnamese digital bank with over 6 million users – is building the NextGen AI Bank, where data and AI are at the core of every product and decision. We are looking for Data Analysts who want to grow into Data Scientists, working on real, large-scale business problems in digital banking. In this role, you will gradually transition from descriptive & diagnostic analytics into predictive modeling, machine learning, and decision intelligence, especially in Recommendation Systems, Credit Scoring, and Customer Analytics. What You Will Do 1. Grow from Analytics to Data Science Start from deep business understanding and data exploration, then evolve into building predictive and machine learning models. Analyze large-scale datasets to identify patterns, customer behavior, risk signals, and business opportunities. Design and implement statistical models and machine learning solutions with guidance from senior DS/AI leaders. 2. Solve Real Business Problems with Data Work closely with Product, Business, and Risk teams to: Translate business questions into analytical and modeling problems. Turn insights into data-driven recommendations for product, growth, and risk decisions. Apply data science across areas such as: Customer acquisition & engagement Credit & risk analytics Product optimization and personalization 3. Model Development & Improvement Build, evaluate, and improve: Predictive models Segmentation and scoring models Early-stage ML pipelines Monitor model performance, data quality, and business impact. Ensure models are interpretable and explainable for non-technical stakeholders. 4. Collaborate & Learn Work alongside Data Scientists, Data Engineers, and ML Engineers in production-grade systems. Learn best practices in: Feature engineering Model validation Bias & performance monitoring Actively participate in knowledge sharing and continuous improvement within the team. What We’re Looking For Background & Experience Bachelor’s degree in Statistics, Mathematics, Data Science, Computer Science, Economics, or related fields. 4+ years of experience as a Data Analyst / Analytics role, preferably in fintech, banking, e-commerce, or tech-driven companies. Strong analytical mindset with a clear intention to transition into Data Science. Technical Skills (Must-have) Strong SQL and data analysis skills. Proficiency in Python for data analysis (pandas, numpy, matplotlib/seaborn). Solid foundation in: Statistics & probability Hypothesis testing Regression and classification concepts Experience working with large datasets and dashboards/reports. Data Science Readiness (Nice-to-have / Will Be Trained Further) Hands-on exposure to machine learning (even at basic level): scikit-learn or similar libraries Predictive modeling or scoring projects Familiarity with model evaluation concepts (AUC, precision/recall, RMSE, etc.). Experience with big data tools or cloud platforms (AWS, GCP, Azure) is a plus. Business & Mindset Strong curiosity and problem-solving mindset. Ability to communicate insights clearly to non-technical stakeholders. Passion for using data to drive real-world business impact. Willingness to learn, experiment, and grow into a full Data Scientist role. What You’ll Get at Cake Competitive compensation with 13th-month salary & performance bonus (up to 4 months). MacBook provided for all technical roles. BE Corp benefits budget for transportation, food, and booking services. Full social insurance based on your level. Annual health check & premium PTI healthcare after probation. 15 days annual leave. Company trips, team-building, and regular happy hours. A clear career path from Data Analyst → Data Scientist → Senior DS / AI roles in a real AI-first bank.

Cake is looking for a seasoned Assistant Product Manager (Merchant Solution) to lead the design, development, and execution of financial products tailored to MSME merchants— especially those operating on digital platforms such as e-commerce, ride-hailing, e-shops, and social commerce. Key Responsibilities: 1. Develop financial products for digital merchants: Research and analyze the financial behaviors and needs of MSME merchants on digital platforms (e.g., e-commerce, ride-hailing, live selling, etc.). Design and deliver a comprehensive suite of financial solutions including payment acceptance and merchant card. Collaborate cross-functionally with Tech Product Manager, Risk, Legal, Operations, Partnerships, … to build and launch merchant-focused products tailored to their cash flow patterns and business models. Monitor product performance, gather feedback, and drive continuous product improvement based on data and market insights. 2. Product and project execution: Support Product Manager in product execution and delivery for MSME initiatives. Drive timely execution, manage dependencies, and ensure alignment with business goals. Requirements: Bachelor’s degree in Business, Finance, Banking or a related field. Minimum 3 years of experience in product execution in fintech, digital banking, or digital platforms that serve merchants. Good understanding of MSME merchant needs, cash flow patterns, and ecosystems such as e-commerce, ride-hailing, or social commerce is highly preferred. Hands-on experience with digital products (payment acceptance, card) is a strong advantage. Data-driven with solid analytical and problem-solving skills. Strong communication, stakeholder management, and teamwork capabilities. Benefits for this position Competitive compensation including a 13th-month wage and up to 3 months of performance-based bonus. Laptop and other needed devices are currently supplied to all employees. BE Corp budget (vary from your level) is allocated for using services such as transportation, food, and passenger car bookings in Be application. Annual health checks and premium medical healthcare (PTI) after probation. 15 days of annual leave is applied for the entire employees. Company trips, team-building activities, and happy hour events are organized on a quarterly or annual basis.

Partnership Marketing (Chuyên viên phát triển Đối tác) sẽ là cầu nối giữa các sản phẩm của Ngân hàng số Cake By VPBank (đặc biệt là nền tảng bán vé CTicket.vn) và các đối tác tiềm năng, chịu trách nhiệm phát triển mối quan hệ hợp tác nhằm mang đến trải nghiệm tốt nhất cho khách hàng, đồng thời thúc đẩy hiệu quả kinh doanh của nền tảng. Nhiệm vụ chính: Tìm kiếm và phát triển đối tác trong lĩnh vực giải trí: Tìm kiếm và xây dựng mối quan hệ với các đơn vị tổ chức sự kiện, nghệ sĩ, nhà phân phối vé trong lĩnh vực âm nhạc, thể thao, giải trí... Làm việc trực tiếp với các đối tác để đề xuất mô hình hợp tác, xây dựng kế hoạch chiến dịch đồng hành và thúc đẩy bán vé qua nền tảng CTicket. Phát triển hệ sinh thái đối tác dịch vụ đi kèm: Mở rộng hợp tác với các đơn vị du lịch, khách sạn, nhà hàng, dịch vụ F&B, lữ hành… nhằm bổ sung tiện ích đi kèm cho người dùng mua vé tại CTicket. Kết nối các đối tác phù hợp để đồng hành trong các chiến dịch tích hợp sản phẩm/dịch vụ từ ngân hàng số Cake by VPBank. Xây dựng đề xuất hợp tác và đàm phán hợp đồng: Chuẩn bị hồ sơ đề xuất, thương thảo điều khoản hợp tác và phối hợp với bộ phận pháp lý, kế toán trong quá trình ký kết hợp đồng. Phối hợp nội bộ để triển khai dự án: Làm việc chặt chẽ với các bộ phận liên quan như Marketing, Phát triển sản phẩm, Công nghệ… để đảm bảo tiến độ, chất lượng triển khai các dự án hợp tác. Đóng góp ý tưởng phát triển sản phẩm: Tham gia nghiên cứu thị trường, phân tích xu hướng và đề xuất các sáng kiến nhằm nâng cao trải nghiệm người dùng và đa dạng hóa dịch vụ. Thực hiện các nhiệm vụ khác theo yêu cầu của quản lý. Yêu cầu ứng viên Tốt nghiệp Đại học chuyên ngành Kinh tế, Marketing, Truyền thông hoặc các ngành liên quan. Có từ 2 năm kinh nghiệm ở vị trí tương đương, ưu tiên từng làm việc trong các nền tảng đặt vé trực tuyến, lĩnh vực giải trí, dịch vụ,... đối tác lớn Kỹ năng giao tiếp, đàm phán và xây dựng mối quan hệ tốt. Chủ động, sáng tạo, có tinh thần trách nhiệm và khả năng làm việc độc lập cũng như phối hợp nhóm tốt. Sử dụng thành thạo các công cụ tin học văn phòng (Google Workspace, Microsoft Office…). Tiếng Anh giao tiếp và đọc hiểu tốt là một lợi thế Chế độ đãi ngộ Thưởng tháng 13 và thưởng hiệu suất công việc (lên đến 3 tháng/ năm). Laptop và các thiết bị cần thiết sẽ được cung cấp đầy đủ cho toàn bộ nhân viên. Becorp budget (tùy theo cấp bậc) để sử dụng các dịch vụ như đặt xe, đặt đồ ăn, thuê xe khách trên ứng dụng Be. Khám sức khỏe định kỳ hàng năm và gói bảo hiểm sức khỏe cao cấp (PTI). 15 ngày phép năm dành cho toàn bộ nhân viên. Du lịch công ty, hoạt động team-building, và các sự kiện happy hour, ... được tổ chức theo quý hoặc hàng năm.

We’re seeking a Staff Frontend Engineer (Next.js focus) to shape Cake’s web architecture and development. You’ll lead design, development, and optimization of our web platforms, ensuring scalability, performance, security and reliability.  As a key technical expert, you will drive innovation in frontend engineering, provide deep technical expertise, and collaborate with cross-functional teams to deliver an exceptional user experience. Projects that you in-charge here: 1. Internal Projects At Cake, we embrace a strong in-house build culture, developing products for every department, from Marketing and Tech to HR, Accounting, Risk, AI/DS, and Operations. Currently, we are managing hundreds of web-based projects, including innovative platforms such as our Call Bot, Chat Bot, and AI Operations Management System. 2. Merchant Management Centralization This is one of Cake’s major web platforms, designed to manage all merchant-related products and services, supporting over 6 million users. Although Cake is primarily app-based, our merchants rely on this web platform to handle revenue, orders, reconciliation and a wide range of value-added services efficiently. 3. C-Ticket A rapidly growing platform that has quickly become Vietnam’s leading ticketing service, hosting some of the country’s biggest events, from G-Dragon concerts to Mỹ Tâm’s Tri Âm shows. C-Ticket has served millions of users within minutes during ticket launches. That’s why we’re looking for an expert in Web Platform Development, someone passionate about building secure, high-performance, and user-friendly web applications using modern frameworks, if you’re excited about empowering SSG technologies, optimizing security solutions, and crafting lightning-fast web experiences, we’d love to have you on board. Job Responsibilities Architect and develop a scalable frontend platform, including Micro-Frontend infrastructure and modular design. Build and optimize modern web applications with a frontend-first approach, ensuring performance, security, and maintainability. Use Next.js primarily for frontend rendering (SSR/ISR/SSG) and lightweight backend/API integration where needed. Collaborate with designers, backend engineers, and vendors to deliver high-quality features that elevate user experience. Conduct deep code reviews, performance tuning, and ensure best practices in accessibility and maintainability. Influence product and technical decisions, proactively providing insights on frontend improvements and timely delivery. Ensure code quality through clean architecture, modular design, and robust testing strategies. Stay ahead of industry trends, continuously enhancing Cake’s frontend technology stack with modern solutions. Job Requirements 5+ years of experience in frontend engineering, specializing in TypeScript/JavaScript and modern ReactJS frameworks. Practical experience with Next.js for frontend rendering and backend integration (not heavy backend engineering). Strong knowledge of frontend architectures, including Micro-Frontend, SSR, and client-side rendering strategies. Proven track record working with high-traffic, complex web applications, optimized for scalability and performance. Good experienced in security awareness and solutions for client side such as JWT, XSS, Hashing, ... Solid understanding of computer science fundamentals (algorithms, data structures, network principles). Passion for user-centric design and building high-performance, responsive web applications. Deep commitment to clean, maintainable code and frontend best practices. Strong problem-solving skills, innovative mindset, and a drive for continuous learning. Excellent communication and collaboration skills, comfortable working in cross-functional teams. Our benefit: Competitive compensation including a 13th-month wage and up to 3 months of performance-based bonus. MacBooks are currently supplied to all technical team members. BE Corp budget (depending on your level) is allocated for using services such as transportation, food, and passenger car bookings in Be application. The social insurance contribution amount will vary based on the individual’s level. Annual health checks and premium medical healthcare (PTI) after probation. 15 days of annual leave is applied for the entire employees. Company trips, team-building activities, and happy hour events are organized on a quarterly or annual basis.

Looking for Backend Engineer (all level) at Cake - a 6M-user Digital Bank. Ideal candidates 'd be proficient in Go, distributed/event-driven systems, running on GCP, GKE, and Istio with auto-scaling, resiliency, and full end-to-end observability. At Cake, we’re a team of passionate, curious technologists on a mission to transform an established industry with ambition no less than being the best in the region. What we’ve built (so far): A best-in-class, cross-platform digital banking app (Flutter), now evolving toward SDUI (Server-Driven UI) for rapid iteration and personalization. First in the region to own our card core, with a distributed core banking platform running entirely on Google Cloud. A credit decisioning system with an advanced scripting engine, processing 1M+ applications/month with < 2 minutes from approval to disbursement. An in-house eKYC platform (iBeta Level 2–certified) plus 100+ models powering credit risk and fraud detection. A cloud-based contact center fully integrated with our in-house CRM and telephony. AI assistance coding tool of choice (GitHub Copilot, Cursor, Claude code...). ... and plenty more under the hood. The next chapter On the next chapter of Cake's journey, we are looking for builders to join us on this exciting ride. What you have Fun on this journey when we scale up Grow exponentially, simply coz we're doing a lot of things that nowhere else can offer. Think about it, we're building a bank from scratch back to front. What you’ll do Design, build, and operate high-impact systems that millions depend on daily. Move fast and not break things under extremely regulated compliance and security requirements. Own the problem, not the solution, be a partner. Measure everything. Iterate quickly. Celebrate shipping. Learn from failures. What you need to be qualified At least 5 years of experience in backend development using Golang or similar languages such as Python or Java. Hands-on experience with high-concurrency systems, ideally for products serving at least 3 million active users. Proven ability to develop and operate large-scale, highly available services, with expertise in resolving bottlenecks and reducing latency. Strong knowledge of microservices architecture, GCP, Kubernetes (K8s) clusters, gRPC, and CI/CD processes. Proficiency in both SQL and NoSQL databases, such as PostgreSQL and MongoDB. Expertise in designing and executing robust unit tests. Experience in the Banking or FinTech domains is highly desirable. Excellent teamwork skills and the ability to thrive under pressure in time-sensitive environments. Preferred Qualifications: A proven track record of impactful technical contributions in similar roles. An exceptional academic background, such as graduating with honors or from a top-tier university. Or participation in prestigious competitions like ACM-ICPC or Mathematics Olympiad (a plus for Junior/Fresher roles). Our Tech stacks Our core services consist of hundreds of Golang microservices built around domain-oriented, event-driven architecture. All run on GCP, GKE, and Istio with auto-scaling, resiliency, and chaos engineering mindset with full end-to-end observability. Our mobile platform was running on Flutter, component-based, composable architecture. Web app largely on TypeScript, React, NextJS, Tailwind CSS and composable in-house design components and framework. GitHub for all code repositories, CI/CD, with Backstage as a centralized developer productivity platform. DevOps culture, you are fully responsible with design, build, and operate your own services with support from SRE, Platform team as needed. Open source lover, and open source contributor. All tooling and platforms used were in-house custom-built on popular open-source projects. Our benefits: Competitive compensation including a 13th-month wage and up to 3 months of performance-based bonus. BE Corp budget (Vary from your level) is allocated for using services such as transportation, food, and passenger car bookings in Be application. MacBooks and needed devices are currently supplied to all technical team members. Social insurance (BHXH) (vary from your levels) and 100% gross salary applied including probation. Annual health checks and premium medical healthcare (PTI) after probation. 15 days of annual leave is applied for the entire employees. Cozy and creative working space, comfortable working hours, exceptional team members, fast-growing & prosperous products and cutting-edge technical stacks. Company trips, team-building activities, and happy hour events are organized on a quarterly or annual basis.